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As yields on risk-free Treasuries fell, private pension plans lowered their investment return assumptions but public plans did not. Instead, public pensions invested in risky assets.  REUTERS/Graphics The Ohio Public Employees Retirement System expects an average 6.76 percent return over the next five to seven years, short of its 7.5 percent discount rate. But the fund anticipates returns will climb to 7.85 percent over a 30-year period. Los Angeles Fire and Police Pensions expects compound returns of 6.33 percent over the next decade, considerably below its 7.5 percent discount rate. The fund believes the compound return will rise over the long-term as interest rates move back up, said General Manager Ray Ciranna. PAST IS PROLOGUE Private-sector and public plans in Canada and Europe lowered their discount rates over the past two decades. But U.S. public pension funds maintained higher return expectations เสื้อผ้าเด็ก and put more of their money in risky assets to help achieve them, according to the Rockefeller Institute. As a result, the potential impact of investment shortfalls, relative to government tax revenue, is now more than three times as large as it was in 1995, and about 10 times as large in 1985, the Rockefeller Institute found. CalPERS hopes to avoid another calamity like the one it experienced during the 2008 recession, when its funding status dropped to 61 percent from 100 percent.

All of the donations will be available for free to teens who cannot afford prom attire. Priddy-Friedah and her committee also have launched a GoFundMe page( ) for money to pay for prom tickets for students. The team set a goal of raising $5,000, though members are unsure how many students will need help paying for their prom tickets. Any donated money that is left after prom will be donated to St. Jude Children's Research Hospital. The prom dress giveaway is scheduled for 9 a.m. to 5 p.m. April 1 at Immanuel Lutheran Church in Loveland, 4650 Sunview Drive. During that time, teens who need help with prom can stop by and shop for a full outfit with the help of a volunteer personal shopper, have their hair and makeup done and even pose for a photograph, all for free. Priddy-Friedah came up with the idea as a way to help families in need with prom and recruited Michelle Custer and Susan Watson-Weimer to help coordinate along with a larger team of volunteers to work during the event.

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